Inside a Texas Cash Closing: What Happens From Offer to Keys

Before Closing: Title Work and Document Prep

After you accept our cash offer, we open escrow with a Tarrant County title company. The title company performs a title search — examining county records to confirm ownership, identify any liens (mortgages, tax liens, HOA liens, judgment liens), and verify there are no title defects that would prevent a clean transfer. This process takes 5-10 business days. During this time, your only task is confirming your identity and providing any documents the title company requests.

Where Closing Takes Place

Most cash closings happen at the title company office in Arlington or wherever is convenient within Tarrant County. If traveling is difficult, we arrange a mobile notary to meet you at your home, office, or any location you prefer. For out-of-state sellers, we coordinate remote closing with electronic signatures and a mobile notary dispatched to your location.

What You Will Sign

Cash closing documents are simpler than financed closings because there are no lender requirements. The primary documents include:

• Warranty Deed or Special Warranty Deed: Transfers ownership from you to the buyer
• Settlement Statement (ALTA): Itemizes every financial detail — purchase price, payoffs, prorations, and your net proceeds
• Seller's Disclosure Notice: Your disclosure of known property conditions (required by Texas law)
• Affidavits: Standard identity and property status confirmations

The escrow officer explains each document before you sign. The entire appointment takes about 30 minutes — roughly half the time of a financed closing.

When You Get Your Money

Funds are disbursed via wire transfer, typically the same business day as closing. Some sellers prefer a cashier's check. The title company handles all disbursements: paying off your existing mortgage, satisfying any liens, and wiring the remaining balance directly to your bank account.

After Closing

Once the deed is recorded with Tarrant County, you are done. No callbacks, no post-closing obligations, no lingering liability. The property — and all its responsibilities — belong to us.

Learn about our full process or get started with a free cash offer.